Coface in Belgium & Luxembourg

At Coface, we’ve been managing trade credit risk for more than 75 years to support the growth of companies.

In Belgium and Luxembourg, our 40 experts give our clients the confidence they need to navigate in uncertain and volatile environment, by offering a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, and Single Risk insurance.

Every day, we leverage our unique expertise and cutting-edge technology to make trade happen, in both domestic and export markets.

4 good reasons to choose us

Historical expertise recognized by many clients, international experience, and a unique database: these are the reasons why Coface is a global leader in risk management.

  • +75years of experience
  • ~100kclient companies around the world
  • ~200markets where we operate
  • 195mcompanies listed in our database

A global leading player in Trade Credit Insurance

  • Our core business for over 75 years
  • Protect your company against customer insolvency, late payments and political risks, allowing you to grant payment periods to your customers with confidence. 
  • Grow your business: optimize your cash flow and safeguard your balance sheets, so you can reassure your financial partners, and easier access to financing.
  • Face up economic uncertainties: Coface indemnifies your guaranteed receivables regardless of how the recovery process turns out.
  • Cover your commercial and political risks for complex and one-off operations with our Single Risk solution.

Business Information: bring confidence to every decision

  • Exclusive insights to trade smarter
    We help you find reliable business partners, monitor their financial health and spot weak signals. From Big Data to smart data: gain exclusive insights to make better, more informed decisions at every level. 
  • High-value data enriched by human expertise 
    As global in trade credit insurance, we can generate exclusive and valuable information, enhanced by our +400 risk experts. You benefit from descriptive data to understand of a company’s situation, (scores, financial information, company links), prescriptive insights (credit recommendations) to mitigate risk exposure and predictive solutions to forecast companies’ creditworthiness (models, algorithms). 
  • A powerful decision-making solution
    Best-in-class data, advanced analytics, predictive scoring, models, algorithms: we combine our global expertise and unique data with cutting-edge technology (AI, Data science) to help you steer your bustiness development. Limit risks and open up new growth opportunities!
  • BI services: Anytime, Anywhere with ease
    Access risk analyses and key indicators 24/7 with Urba360, an intuitive digital platform which offers seamless API integration.
iCON by Coface

Debt Collection: Limit your losses with our solution

  • Coface International Debt Collection specialises in effective and efficient, stress-free debt recovery
  • Coface provides a fast and efficient debt collection service whether you are insured or not .Our +300 experts collect your unpaid invoices across the world, acting within the local jurisdiction and with our ~200 international partners, so you can safeguard your relationship with your business partners.

Our innovative solutions

Risk Management tool

CofaNet Essentials is your secure online platform for managing your credit insurance policy effortlessly.

 

Monitor your customer portfolio, manage your guarantees, declare your claims and check the indemnification of your unpaid invoices.

Coface API portal

We provide web data exchange solutions (API) tailored to your company’s needs so you can manage your Coface credit insurance contract within your own tools.

 

Whether you opt for a simple technical solution or all-inclusive integration, you can connect your company directly to the information provided by Coface allowing you to focus on key risks securely and reliably.

 

Explore Coface API catalogue: integrated solutions for Trade Credit Insurance and business information.

CofaMove

Your business moves fast – and sometimes your life moves even faster! 

 

This is why we've created CofaMove: the Coface app for swift credit risk management when you’re on the-go.

 • Identify buyers,
 • Request credit limits,
 • Order information services & reports
 • Track the status of claims & indemnities

 

CofaMove is available on the AppStore and Google Play

Why should you opt for Coface risk management?

Our mission: to support companies in their development by protecting them against the risks of non-payment which should not be underestimated.

  • 80%of companies suffer from overdue payments.
  • 1 in 4companies going out of business is due to non-payment by customers
  • 12kcredit decisions taken by Coface every day
  • 400risk experts in Coface

Access all Coface's economic intelligence

Coface boasts recognized expertise in the field of economic research. Every day, in collaboration with our risks and business experts, our economists around the world analyse the dynamics of the global economy.
We offer our clients solid insights through publications and economic studies to help them better assess risks and make the right decisions at the right time: Macro-economic analyses, Country risk assessments, Sectorial assessments, Thematic reports…

See our economic publications

Our history

  • 1946

    The Compagnie française d’assurance pour le commerce extérieur (Coface) is founded by the French government, which instructs Coface to insure its political, monetary and exceptional trade risks.

  • 1992

    Coface starts to take on an international dimension: Italy (1992), United Kingdom (1994), Germany (1996), Austria (1997), United States (2002)… and in 100 countries worldwide today!

  • 1994

    Most of Coface’s capital is privatised following the privatisation of SCOR, its major shareholder, but the Compagnie continues to manage public guarantees on behalf of the French state.

  • 1999

    Creation of Coface Belgium & Luxembourg in Brussels

  • 2002

    Natixis acquires 35.26% of Coface’s capital from SCOR, in the process becoming the majority shareholder.

  • 2006

    Delisted in 2004, Coface becomes a subsidiary of Natixis, the financing, management and financial services bank that is part of the BPCE group.

  • 2012

    Coface Global Solutions (services for multinationals) and TopLiner, additional credit insurance coverage, are launched.

  • 2014

    Coface is listed on the French stock exchange on compartment A of the regulated Euronext Paris market.

    EasyLiner - a 100% digital package for SMEs - comes online.

  • 2017

    Coface transfers the management of public export guarantees to Bpifrance.

  • 2019

    Coface seals the acquisition of PKZ, Slovenia’s leading credit insurance provider, and creates a new entity for expansion in Greece.

    COFACE SA is integrated into the SBF120, the flagship index of the Paris Stock Exchange.

  • 2020

    The Build to Lead strategic plan is launched, designed to consolidate the Group's leading role in credit insurance and develop adjacent businesses (information services, debt collection, bonds, factoring and single risk insurance).

    With the acquisition of GIEK Kredittforsikring AS, Coface strengthens its position in the Nordic market.

  • 2021

    Natixis sells part of the capital of Coface SA to the Arch Capital Group Ltd, which now holds 29.5% of the shares.

    Coface incorporates its strategy into the global framework of the UN’s Sustainable Development Goals.

  • 2022

    Coface creates an entity so it can expand in New Zealand.

  • 2023

    Coface augments its databases with the acquisition of Rel8ed, a company specialising in data analysis in North America, and consolidates its analytical capabilities on behalf of our credit insurance and business information clients.

  • 2024

    Launch of our Power the Core 2024-2027 strategic plan, which aims to expand and strengthen Coface's franchises, with the ambition of developing a benchmark global credit risk management ecosystem.