Easyliner: online credit insurance tailored for small enterprises

Safeguard your small business against unpaid invoices with a transparent, all-inclusive, flat-rate policy

Secure your receivables with credit insurance designed for small businesses

Nearly 40% of very small businesses acknowledge that their company has been put at risk due to customer non-payment.

Directors and CFOs are well aware that the consequences of late payments and unpaid debts can be severe, affecting cash flow, productivity, and growth prospects.

Stay proactive with EasyLiner. Shield your small business's accounts receivable with tailor-made credit insurance, ensuring the security of your B2B invoices both domestically and internationally.

Protect your invoices
Assess our evaluation of your clients and potential customers conveniently online. Acquire guarantees in a few clicks to cover your sales. Coface's assessments draw from our global network of risk experts, leveraging their local insights into your prospects or customers. They continuously analyze pertinent financial data on companies, sectors, and country risks, enabling us to promptly alert you to potential risks.
Collect your receivables
Report unpaid insured invoices online. Manage the collection of your receivables both domestically and globally. Maximize your collection rates while preserving trade relations, supported by our capable teams!
Indemnify your losses
Protect your cash flow. Preserve your margins. If the collection process is prolonged or yields no results, worry not! Coface compensates for up to 90% of the invoice loss.
Protect your invoices
Assess our evaluation of your clients and potential customers conveniently online. Acquire guarantees in a few clicks to cover your sales. Coface's assessments draw from our global network of risk experts, leveraging their local insights into your prospects or customers. They continuously analyze pertinent financial data on companies, sectors, and country risks, enabling us to promptly alert you to potential risks.
Collect your receivables
Report unpaid insured invoices online. Manage the collection of your receivables both domestically and globally. Maximize your collection rates while preserving trade relations, supported by our capable teams!
Indemnify your losses
Protect your cash flow. Preserve your margins. If the collection process is prolonged or yields no results, worry not! Coface compensates for up to 90% of the invoice loss.
Protect your invoices
Assess our evaluation of your clients and potential customers conveniently online. Acquire guarantees in a few clicks to cover your sales. Coface's assessments draw from our global network of risk experts, leveraging their local insights into your prospects or customers. They continuously analyze pertinent financial data on companies, sectors, and country risks, enabling us to promptly alert you to potential risks.
Collect your receivables
Report unpaid insured invoices online. Manage the collection of your receivables both domestically and globally. Maximize your collection rates while preserving trade relations, supported by our capable teams!
Indemnify your losses
Protect your cash flow. Preserve your margins. If the collection process is prolonged or yields no results, worry not! Coface compensates for up to 90% of the invoice loss.

Ready to Secure the Future of your Company? Request a Quote Now.

A simple, all-inclusive policy

EasyLiner credit insurance for very small businesses: designed for and dedicated to companies with a turnover under €7.5 million.

As the director or financial manager of a very small business, simplify your daily operations with EasyLiner:

100% online management
All-inclusive annual package
Rates beginning at €2,500

EasyLiner empowers you to manage your budget effectively and shield your business, ensuring no surprises!

Expand your business with absolute confidence

Manage your commercial development worry-free: take advantage of our credit opinions and real-time monitoring of your clients’ and prospects’ solvency.

EasyLiner not only provides a competitive edge as it optimizes the credit conditions extended to your customers.

Exploring new markets? EasyLiner safeguards your turnover as you delve into business opportunities, whether domestically or abroad.

Become a valued customer for your bank

Ensure the protection of your invoices with EasyLiner, elevating your reliability with financial partners.

Think about it: opting for a SME credit insurance policy improves your terms for borrowing and helps you access overdraft facilities.

With EasyLiner, you can establish a delegation of guarantees at no cost and seamlessly transfer indemenity payments from your policy directly to your bank or factor.

EasyLiner: Effortlessly managed on a day-to-day basis.

Handle your policy swiftly and effortlessly through our user-friendly online platform.

Keep an eye on your clients' solvency: Receive our experts' opinions and guarantees about your customers online. In case of a deteriorating situation, the Coface team will reach out to you.
Online insurance claim: Dealing with unpaid debts? Once you report your claim, we initiate the collection process promptly, whether it’s domestically or on the other side of the world.
Indemnification: If the collection is not successful after a time frame agreed in the policy, we will pay you a compensatory indemnity.

Do you have a question? Our Customer Relations Department experts are at your service, assisting you in managing your policy day-to-day.

80% of small businesses encounter unpaid debts
Small businesses are confronted with bad debtors regularly and have to work extremely hard to ensure their debts are settled.
25% of small business failures are caused by unpaid debts
Two out of three companies pay their sub-contractors or suppliers late, a leading factor in almost a quarter of bankruptcies among very small businesses.
Customer loans make up 40% of the assets for small businesses
Late payments and unpaid invoices represent almost 40% of small business assets Effectively managing credit risk becomes crucial when accounts receivable pose a substantial burden.
80% of small businesses encounter unpaid debts
Small businesses are confronted with bad debtors regularly and have to work extremely hard to ensure their debts are settled.
25% of small business failures are caused by unpaid debts
Two out of three companies pay their sub-contractors or suppliers late, a leading factor in almost a quarter of bankruptcies among very small businesses.
Customer loans make up 40% of the assets for small businesses
Late payments and unpaid invoices represent almost 40% of small business assets Effectively managing credit risk becomes crucial when accounts receivable pose a substantial burden.
80% of small businesses encounter unpaid debts
Small businesses are confronted with bad debtors regularly and have to work extremely hard to ensure their debts are settled.
25% of small business failures are caused by unpaid debts
Two out of three companies pay their sub-contractors or suppliers late, a leading factor in almost a quarter of bankruptcies among very small businesses.
Customer loans make up 40% of the assets for small businesses
Late payments and unpaid invoices represent almost 40% of small business assets Effectively managing credit risk becomes crucial when accounts receivable pose a substantial burden.

Credit Insurance

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Frequently Asked Questions

The cost is determined by factors such as your estimated turnover for the current financial year, your profile (including your industry sector and number of customers), and the chosen options. You can effortlessly get a free, no-obligation quote online in just a few clicks, tailoring the coverage to meet your specific needs. The online price covers the insurance premium (including insurance tax) and service fees—an all-inclusive package.

The history of failing companies shows that even clients you think you know, and have worked with for a long time, may face financial difficulties and stop settling their invoices. And sometimes it's too late when you find out.

That's why it's crucial to protect your entire client portfolio to mitigate this risk. However, turnover with affiliated companies, public entities, or individuals is exempt from your policy and subsequently from your rate calculation. When requesting a quote, you inform us about the turnover to be covered, whether domestically or abroad.

With an EasyLiner policy, you are covered by our debt collection service for covered unpaid invoices. You receive payments for the recoveries collected during this phase. In cases where some receivables remain unrecovered, we provide compensation equal to 90% of the unpaid invoices. Coface also offers 3 options for determining the maximum amount of annual indemnification (the disbursement limit) that you can benefit from.

If your client claims a commercial dispute as a means to avoid payment, our collection managers will thoroughly examine whether it is a legitimate concern or a tactic to conceal their inability to pay.

In cases of a genuine dispute, your coverage will not be terminated, but our collections efforts will be temporarily suspended until you and your customer resolve the matter. Once the dispute is resolved, the guarantee is reinstated, and if the customer is unable to settle the invoice, indemnification can proceed.

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Credit Insurance Coverage for Midsized Corporations
Insure your business against unpaid invoices with TradeLiner insurance.
A mid-market credit insurance solution for trade in Belgium, Luxembourg and for export

Easyliner: online credit insurance tailored for small enterprises

Secure your receivables with credit insurance designed for small businesses

Secure your unpaid invoices with credit insurance

Protect your invoices

Collect your receivables

Indemnify your losses

Protect your invoices

Collect your receivables

Indemnify your losses

Protect your invoices

Collect your receivables

Indemnify your losses

Ready to Secure the Future of your Company? Request a Quote Now.

A simple, all-inclusive policy

Expand your business with absolute confidence

Become a valued customer for your bank

EasyLiner: Effortlessly managed on a day-to-day basis.

Protect your most crucial asset

80% of small businesses encounter unpaid debts

25% of small business failures are caused by unpaid debts

Customer loans make up 40% of the assets for small businesses

80% of small businesses encounter unpaid debts

25% of small business failures are caused by unpaid debts

Customer loans make up 40% of the assets for small businesses

80% of small businesses encounter unpaid debts

25% of small business failures are caused by unpaid debts

Customer loans make up 40% of the assets for small businesses

Credit Insurance

Frequently Asked Questions

See also

URBA360: your global business risk analysis tool

Business Reports: Empowering Partnerships with Insightful Data

Credit Insurance Coverage for Midsized Corporations

Easyliner: online credit insurance tailored for small enterprises

Secure your receivables with credit insurance designed for small businesses

100% online management

Ready to Secure the Future of your Company? Request a Quote Now.

A simple, all-inclusive policy

Expand your business with absolute confidence

Become a valued customer for your bank

EasyLiner: Effortlessly managed on a day-to-day basis.

Credit Insurance

Frequently Asked Questions

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URBA360: your global business risk analysis tool

Business Reports: Empowering Partnerships with Insightful Data

Credit Insurance Coverage for Midsized Corporations