Easyliner: online credit insurance tailored for small enterprises

Safeguard your small business against unpaid invoices with a transparent, all-inclusive, flat-rate policy

Request a quote online

Secure your receivables with credit insurance designed for small businesses

100% online management

Nearly 40% of very small businesses acknowledge that their company has been put at risk due to customer non-payment.

 

Directors and CFOs are well aware that the consequences of late payments and unpaid debts can be severe, affecting cash flow, productivity, and growth prospects.

 

Stay proactive with EasyLiner. Shield your small business's accounts receivable with tailor-made credit insurance, ensuring the security of your B2B invoices both domestically and internationally.

Secure your unpaid invoices with credit insurance

EasyLiner: simplified SME credit insurance shielding your small business from unpaid invoices both domestically and internationally. Explore our offer that guarantees the efficient management of the credit you grant to your customers.

  • Protect your invoices

    Assess our evaluation of your clients and potential customers conveniently online. Acquire guarantees in a few clicks to cover your sales. Coface's assessments draw from our global network of risk experts, leveraging their local insights into your prospects or customers. They continuously analyze pertinent financial data on companies, sectors, and country risks, enabling us to promptly alert you to potential risks.

  • Collect your receivables

    Report unpaid insured invoices online. Manage the collection of your receivables both domestically and globally. Maximize your collection rates while preserving trade relations, supported by our capable teams!

  • Indemnify your losses

    Protect your cash flow. Preserve your margins. If the collection process is prolonged or yields no results, worry not! Coface compensates for up to 90% of the invoice loss.

Ready to Secure the Future of your Company? Request a Quote Now.

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A simple, all-inclusive policy

EasyLiner credit insurance for very small businesses: designed for and dedicated to companies with a turnover under €7.5 million.

As the director or financial manager of a very small business, simplify your daily operations with EasyLiner:

  • 100% online management
  • All-inclusive annual package 
  • Rates beginning at €2,500

EasyLiner empowers you to manage your budget effectively and shield your business, ensuring no surprises!

Expand your business with absolute confidence

Manage your commercial development worry-free: take advantage of our credit opinions and real-time monitoring of your clients’ and prospects’ solvency. 
 

EasyLiner not only provides a competitive edge as it optimizes the credit conditions extended to your customers.

 

Exploring new markets? EasyLiner safeguards your turnover as you delve into business opportunities, whether domestically or abroad.

Become a valued customer for your bank

Ensure the protection of your invoices with EasyLiner, elevating your reliability with financial partners.

Think about it: opting for a SME credit insurance policy improves your terms for borrowing and helps you access overdraft facilities.

With EasyLiner, you can establish a delegation of guarantees at no cost and seamlessly transfer indemenity payments from your policy directly to your bank or factor.

EasyLiner: Effortlessly managed on a day-to-day basis.

Handle your policy swiftly and effortlessly through our user-friendly online platform.
 

  • Keep an eye on your clients' solvency: Receive our experts' opinions and guarantees about your customers online. In case of a deteriorating situation, the Coface team will reach out to you.
  • Online insurance claim: Dealing with unpaid debts? Once you report your claim, we initiate the collection process promptly, whether it’s domestically or on the other side of the world.
  • Indemnification: If the collection is not successful after a time frame agreed in the policy, we will pay you a compensatory indemnity.

Do you have a question? Our Customer Relations Department experts are at your service, assisting you in managing your policy day-to-day.

Protect your most crucial asset

With EasyLiner SME credit insurance for small businesses, steer clear of late payments and unpaid debts. Secure your accounts receivable. Keep your focus on business growth.

  • 80% of small businesses encounter unpaid debts

    Small businesses are confronted with bad debtors regularly and have to work extremely hard to ensure their debts are settled.

  • 25% of small business failures are caused by unpaid debts

    Two out of three companies pay their sub-contractors or suppliers late, a leading factor in almost a quarter of bankruptcies among very small businesses.

  • Customer loans make up 40% of the assets for small businesses

    Late payments and unpaid invoices represent almost 40% of small business assets Effectively managing credit risk becomes crucial when accounts receivable pose a substantial burden.

Frequently Asked Questions

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