Trade credit insurance for large companies

Engaging in B2B credit transactions, whether domestic or international, exposes you to the possibility of non-payment. This risk is frequently underestimated, as a single instance of non-payment can severely impact your cash flow, ongoing expansion, and overall company health. Beyond safeguarding your cash flow, TradeLiner credit insurance for large enterprises serves as a valuable tool for enhancing credit management. It not only ensures peace of mind but also contributes to financial stability, allowing you to focus on business growth.

Thanks to Coface's TradeLiner trade credit insurance tailored for large companies, your clients' financial status is continuously assessed, ensuring you're promptly informed of any changes. This empowers you with essential strategic insights to secure favorable credit terms, choose reliable business partners, and proactively address potential non-payment issues.

Our extensive range of options allows us to customize your TradeLiner large business credit insurance policy according to your business, internal structure or governance, and specific coverage requirements. 

Here are a few concrete examples: Are you manufacturing customized products for a specific client? Do you want to prevent the default of an instructing party in the event that the contract is interrupted? The manufacturing risk option provides coverage against the risk of customer default during the production period and before delivery.

Do you make export sales to at-risk countries? The political risk option ensures protection for your invoices against non-payment risks arising from adverse public or civil events (terrorism, riots, war, restrictive decisions, export restrictions, etc.).

We begin by analyzing your business operations, industry, and unique requirements to collaboratively create a fully customizable policy. 

Our credit risk managers then assess your client portfolio to assist you in understanding the commercial risk levels associated with your existing and prospective customers. 

Finally, we activate guarantees to provide insurance coverage for up to 90% of the value of your transactions through our large business credit insurance.

You access your customer portfolio and ask us to obtain lines of credit using your CofaNet Essentials digital management tool or via your internal tools using our APIs. Subsequently, we initiate monitoring of your clients, providing you with timely notifications regarding any changes in their solvency, enabling you to make informed business decisions.  In the event of non-payment, simply inform us, and we promptly take over the collection process, regardless of the location – be it in Belgium, Luxembourg, or anywhere else globally.  This entire process is conducted seamlessly online or via API integration: this facilitates your internal procedures and optimises information sharing between the different departments in your organisation (finance, accounting, sales management, sales, purchases, etc.).