URBA360: Evaluate any company with just one click

URBA, Universal Risk Business Assessment, is our cutting-edge business information tool. Navigate through essential data effortlessly using its color-coded wheel, providing you with a comprehensive 360° view of any company.

Unlock unparalleled data and actionable insights from a global credit insurance leader. Our platform blends precise and detailed information with the expertise of our credit risk professionals, covering over 130 million companies across 190 countries. Assess and monitor your customers, suppliers, and business partners with confidence.

Commercial intelligence, also known as business intelligence, encompasses the collection, analysis, and application of information and data concerning business and commercial activities. 

This process involves gathering and interpreting data about markets, industries, competitors, customers, and external factors, enabling informed decision-making. 

A vital element of strategic planning, commercial intelligence empowers you and your organization to secure a competitive advantage in the marketplace.

The criteria for granting or refusing payment terms, such as credit or financing, can vary depending on the lender and the specific circumstances involved. However, some common business analytics that you should consider when running a risk analysis making these decisions are:

1. Creditworthiness: Assess the customer's ability to repay based on financial history, income, and assets.
2. Credit Score for risk assessment: higher scores may lead to better terms.
3. Financial Statements: Review income statements, balance sheets, and cash flows for financial stability.
4. Payment History: Check past payment behavior for insights.
5. Market Conditions: Consider industry and market conditions
6. Loan Amount: Larger loans may have stricter requirements.
7. Relationship: Past successful transactions or customer history can influence decisions

URBA360 is a powerful tool for risk analysis, providing businesses with valuable insights into potential clients and partners. It offers in-depth financial data, credit risk assessments, and comprehensive business information, all of which are essential components of risk analysis. With URBA360, you can confidently evaluate the creditworthiness and financial health of entities you plan to engage with, enabling you to make informed decisions and minimize financial risks in your business relationships.

URBA360 is designed to streamline and simplify the risk analysis process for businesses. The URBA360 wheel shows you the risk situation of a company at a glance across 5 key areas. Through advanced data analysis and modeling, URBA360 helps businesses make sense of complex information.

URBA360 is your gateway to comprehensive company insights and commercial intelligence. Our online tool offers a wealth of data and analysis that enable businesses to gain a deeper understanding of the companies they are dealing with.

URBA360 harnesses the power of business analytics to deliver actionable insights. With access to our extensive database and advanced analytical tools, you can quickly and effectively assess the  credit risk of potential clients or partners.